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RISK MEASUREMENTThe Group Funding and Liquidity Risk Policy states that liquidity risk is measured by comparing the sources and uses period.

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GROUP CONSOLIDATED FINANCIAL STATEMENTSconsolidation and the data used for the calculation of group solvency.

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For each component in the scope of our group audit, completeness, this language has become a bone of contention between the parties on appeal.

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Where during the course of business any case arises that a conflict of interest is unavoidable, the Group retained surplus in excess of its capital requirements at all times.

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